Loan Against Property (LAP)

A Loan Against Property allows you to unlock the value of your residential or commercial property by using it as collateral. The funds can be used for business expansion, education, medical expenses, or other personal and professional financial requirements.

Eligibility

  • Owner of residential or commercial property
  • Salaried or self-employed
  • Stable income
  • Clear property ownership documents
  • Good repayment capacity

Documents Required

  • Aadhaar Card / PAN Card
  • Address Proof
  • Income Proof
  • Bank Statements
  • Property Ownership Documents
  • Property Tax Receipts (if applicable)